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Debt Analysis Calculator


Consolidating your non-tax deductable debt into a tax deductable mortgage can significantly reduce your annual debt expense. This calculator will show you your blended debt rate and the average annual interest paid for all debt you currently carry.

Step 1: Contact Information

 
First Name:
Last Name:
Phone:
Fax:
Email:

Step 2: Select your tax bracket

Tax
Bracket
SingleHead of
Household
Married
Joint
Married
Seperate
10%0000
15% 9,225 13,151 18,451 9,225
25% 37,451 50,201 74,901 37,451
28% 90,751 129,601 151,201 75,601
33% 189,301 209,851 230,451 115,226
35% 411,501 411,501 411,501 205,751
39.6% 413,201 439,001 464,850 232,426

Step 3: Enter your current household debt

Include
in Refi?
Account Name$ BalanceMonthly
Payment
Rate %Tax
Deductible?
After Tax
Rate
Annual
Interest
0.000% $0.00
0.000% $0.00
0.000% $0.00
0.000% $0.00
0.000% $0.00
0.000% $0.00
0.000% $0.00
0.000% $0.00
0.000% $0.00
0.000% $0.00

Step 4: Select a loan program or enter your own program and rate

 
Loan Program:
Interest Rate:
Term in Years:
Interest Only?
Requested Cash Back:
New Loan Amount:$0.00
Monthly Payment:$0.00

Summary

CurrentProposedSavings
Total Household Debt:$0.00$0.00
Blended Debt Rate:0.000%0.000%0.00%
Monthly Debt Payments:$0.00$0.00$0.00
Annual Interest Payments:$0.00$0.00$0.00
    
5000-12BS PLUS 30 Fixed
5000-12BS PLUS 5/1 ARM
5000-12BS PLUS 7/1 ARM
5000-1YR 30 Fixed
5000-1YR 5/1 ARM
5000-1YR 7/1 ARM
5000-24BS 30 Fixed
5000-24BS 5/1 ARM
5000-24BS 7/1 ARM
5000-24BS PLUS 30 Fixed
5000-24BS PLUS 5/1 ARM
5000-24BS PLUS 7/1 ARM
5000-24BS-NP 30 Fixed
5000-24BS-NP 5/1 ARM
5000-24BS-NP 7/1 ARM
5000-FN 30 Fixed
5000-FN 5/1 ARM
5000-FN 7/1 ARM
5000-INV-DTI-PP 3/1 ARM
5000-INV-DTI-PP 30 Fixed
5000-INV-DTI-PP 5/1 ARM
5000-INV-DTI-PP 7/1 ARM
5000-INV-FN-PP 3/1 ARM
5000-INV-FN-PP 30 Fixed
5000-INV-FN-PP 5/1 ARM
5000-INV-FN-PP 7/1 ARM
5000-INV-PP 3/1 ARM
5000-INV-PP 30 Fixed
5000-INV-PP 5/1 ARM
5000-INV-PP 7/1 ARM
5000-ITIN 30 Fixed
5000-JUMBO-ELITE 10/1 ARM
5000-JUMBO-ELITE 30YR Fixed
5000-JUMBO-ELITE 7/1 ARM
5000-NP 30 Fixed
5000-NP 5/1 ARM
5000-NP 7/1 ARM
5000-NP-PLUS 30 Fixed
5000-NP-PLUS 5/1 ARM
5000-NP-PLUS 7/1 ARM
5000-RH 30 Fixed
5000-RH 5/1 ARM
5000-RH 7/1 ARM